Fraud Specialist
Job description
Fraud Specialist
Location: Hybrid (Tuesday-Saturday, 9 AM – 5 PM; Saturdays are remote)
Salary: $55,000 (No bonuses, full benefits)
Employment Type: Full-Time
Position Overview:
We are seeking a detail-oriented and analytical Fraud Specialist to join our team. This entry-level role is designed for professionals with a background in banking or financial services, particularly those with experience in mortgage processing or loan underwriting. As a Fraud Specialist, you will be responsible for reviewing a high volume of financial applications daily, analyzing cash flow and customer documents, and underwriting leases and lease-to-own agreements. Your primary goal will be to identify and mitigate potential fraud risks.
While prior experience in fraud prevention or investigation is beneficial, it is not a strict requirement. We are looking for candidates with a strong foundation in mortgage or loan underwriting, as these skills are easily transferable to fraud detection.
Key Responsibilities:
- Application Review: Assess a high volume of financial applications daily to identify potential fraud risks.
- Document Analysis: Analyze cash flow, customer documents, and other financial information to detect discrepancies or signs of fraud.
- Underwriting: Conduct underwriting for leases and lease-to-own agreements, ensuring compliance with company standards and fraud prevention measures.
- Collaboration: Work closely with the Risk and Compliance teams to ensure thorough investigations and accurate findings.
- Reporting: Maintain detailed records of all investigations and provide regular reports to management on potential fraud cases.
Qualifications:
Must-Have:
- Experience: 2-4 years of experience in the banking or financial services industry.
- Specific experience in mortgage processing or loan underwriting is essential.
- Education: Minimum of an Associate’s Degree (Bachelor’s Degree preferred).
- Technical Skills: Proficiency in basic Excel and familiarity with financial software tools.
- Analytical Abilities: Strong analytical skills with attention to detail.
Nice to Have:
- Fraud Prevention: Experience in fraud prevention or investigation is a plus, though not required.
- Adaptability: Ability to quickly adapt underwriting skills to the fraud detection process.
Interview Process:
- First Round: 30-minute virtual screening with Doug, our Hiring Manager.
- Final Round: On-site interview with the Chief Risk Officer (CRO) and other key team members.
Why Join Us?
- Career Growth: This role offers a unique opportunity to transition into fraud detection, leveraging your background in financial services.
- Work-Life Balance: Enjoy the flexibility of a hybrid work schedule, with remote work on Saturdays.
- Comprehensive Benefits: We offer full benefits to support your health, well-being, and professional development.
If you are a motivated professional with a strong foundation in mortgage or loan underwriting and are looking to expand your expertise into fraud detection, we encourage you to apply. Your analytical skills and attention to detail will be key in protecting our company and clients from fraud risks.
To Apply: Please submit your resume and a cover letter outlining your relevant experience and why you are interested in this position.
Dexian is a leading provider of staffing, IT, and workforce solutions with over 12,000 employees and 70 locations worldwide. As one of the largest IT staffing companies and the 2nd largest minority-owned staffing company in the U.S., Dexian was formed in 2023 through the merger of DISYS and Signature Consultants. Combining the best elements of its core companies, Dexian’s platform connects talent, technology, and organizations to produce game-changing results that help everyone achieve their ambitions and goals.
Dexian’s brands include Dexian DISYS, Dexian Signature Consultants, Dexian Government Solutions, Dexian Talent Development and Dexian IT Solutions. Visit https://dexian.com/ to learn more.
Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status.
